建議書範例:萬能(利率變動型萬能)終身壽險:保費扣除前置費用後投入帳戶,每月扣保險成本(COI)並依宣告利率累積;身故給付依帳戶價值與保額比例。
本頁呈現建議書內建之範例案例(固定輸入),尚未提供即時改輸入試算;實際以正式建議書為準。
⚠ 注意:下方數字為建議書固定範例,不會隨您在選擇器輸入的年齡、性別或預算改變。
投保年齡限制:15~90歲。
富邦人壽金好運萬能終身壽險(V1)試算表
基本資料: 試算日:20260101 宣告利率: 0.0215 適用月份: 115 / 1
被保險人姓名: 客戶 性別: 男
生日: 460505 保額(萬): 100 繳別: 年繳
30萬 ~ 9,300萬 30 9300
| 保險年齡: | 69 | 專案承保年齡 15足歲 ~ 90歲 | 繳費金額: | 155000 | 繳費年度: | 20 |
|---|
| | | 63,500 | 909,090 | 1 | 42 |
| 實際年齡: | 68 | | | 63,500 ~ 909,090 | | |
| | 3 | 5 | 6 | 7 | 8 |
| 0.0215 | | 155,000 | 13,709 | 139,112 | 1,000,000 | 0 |
| 0.0215 | | 310,000 | 13,220 | 281,738 | 1,000,000 | 0 |
| 0.0215 | | 465,000 | 11,523 | 429,179 | 1,000,000 | 0 |
| 0.0215 | | 620,000 | 9,282 | 582,089 | 1,000,000 | 0 |
| 0.0215 | | 775,000 | 6,378 | 741,256 | 1,000,000 | 0 |
| 0.0215 | | 930,000 | 2,682 | 907,618 | 1,000,000 | 0 |
| 0.0215 | | 930,000 | 2,425 | 924,870 | 1,000,000 | 0 |
| 0.0215 | | 930,000 | 2,105 | 942,821 | 1,000,000 | 0 |
| 0.0215 | | 930,000 | 1,674 | 961,598 | 1,000,000 | 0 |
| 0.0215 | | 930,000 | 1,110 | 981,352 | 1,000,000 | 0 |
| 0.0215 | | 930,000 | 381 | 1,002,273 | 1,002,273 | 0 |
| 0.0215 | | 930,000 | | 1,024,035 | 1,024,035 | 0 |
| 0.0215 | | 930,000 | | 1,046,271 | 1,046,271 | 0 |
| 0.0215 | | 930,000 | | 1,068,989 | 1,068,989 | 0 |
| 0.0215 | | 930,000 | | 1,092,199 | 1,092,199 | 0 |
| 0.0215 | | 930,000 | | 1,115,914 | 1,115,914 | 0 |
| 0.0215 | | 930,000 | | 1,140,144 | 1,140,144 | 0 |
| 0.0215 | | 930,000 | | 1,164,900 | 1,164,900 | 0 |
| 0.0215 | | 930,000 | | 1,190,194 | 1,190,194 | 0 |
| 0.0215 | | 930,000 | | 1,216,036 | 1,216,036 | 0 |
| 0.0215 | | 930,000 | | 1,242,439 | 1,242,439 | 0 |
| 0.0215 | | 930,000 | | 1,269,415 | 1,269,415 | 0 |
| 0.0215 | | 930,000 | | 1,296,978 | 1,296,978 | 0 |
| 0.0215 | | 930,000 | | 1,325,139 | 1,325,139 | 0 |
| 0.0215 | | 930,000 | | 1,353,911 | 1,353,911 | 0 |
| 0.0215 | | 930,000 | | 1,383,309 | 1,383,309 | 0 |
| 0.0215 | | 930,000 | | 1,413,345 | 1,413,345 | 0 |
| 0.0215 | | 930,000 | | 1,444,033 | 1,444,033 | 0 |
| 0.0215 | | 930,000 | | 1,475,388 | 1,475,388 | 0 |
| 0.0215 | | 930,000 | | 1,507,423 | 1,507,423 | 0 |
| 0.0215 | | 930,000 | | 1,540,155 | 1,540,155 | 0 |
| 0.0215 | | 930,000 | | 1,573,593 | 1,573,593 | 0 |
| 0.0215 | | 930,000 | | 1,607,760 | 1,607,760 | 0 |
| 0.0215 | | 930,000 | | 1,642,670 | 1,642,670 | 0 |
| 0.0215 | | 930,000 | | 1,678,338 | 1,678,338 | 0 |
| 0.0215 | | 930,000 | | 1,714,779 | 1,714,779 | 0 |
| 0.0215 | | 930,000 | | 1,752,011 | 1,752,011 | 0 |
| 0.0215 | | 930,000 | | 1,790,053 | 1,790,053 | 0 |
| 0.0215 | | 930,000 | | 1,828,920 | 1,828,920 | 0 |
| 0.0215 | | 930,000 | | 1,868,631 | 1,868,631 | 0 |
| 0.0215 | | 930,000 | | 1,909,204 | 1,909,204 | 0 |
| 0.0215 | | 930,000 | | 1,950,659 | 1,950,659 | 0 |