富邦人壽鑫樂悠利率變動型即期年金保險(乙型)

建議書範例：利率變動型即期年金（乙型）：躉繳保費扣附加費用後之轉換保價依年金因子換算定期年金，並依宣告利率與預定利率差調整。
本頁呈現建議書內建之範例案例（固定輸入），尚未提供即時改輸入試算；實際以正式建議書為準。

⚠ 注意：下方數字為建議書固定範例，不會隨您在選擇器輸入的年齡、性別或預算改變。
投保年齡限制：5~90歲。

富邦人壽鑫樂悠利率變動型即期年金保險(乙型)建議書
被保險人: 客戶保險年齡：49歲性別：男
商品名稱險種代碼躉繳保險費
富邦人壽鑫樂悠利率變動型即期年金保險(乙型)(躉繳) SBA 2000000
114 / 8 宣告利率：2.60%；預定利率：2.00%；年金保證期間：35年本保險計價幣別：新台幣
投保利益表
定位勿刪 3 4 2 7 8

民國年	保單年度	保險年齡	躉繳保險費	附加費用	年金金額 (假設宣告利率2.00%)	累計已領年金金額 (假設宣告利率2.00%)	年金金額 (假設宣告利率2.60%)	累計已領年金金額 (假設宣告利率2.60%)	年金金額 (假設宣告利率2.85%)	累計已領年金金額 (假設宣告利率2.85%)
1905-07-17 00:00:00	1	49	2,000,000	110,000	65,304	65,304	65,508	65,508	65,596	65,596
2,026	2	50	0		65,304	130,608	65,894	131,402	66,142	131,738
2,027	3	51	0		65,304	195,912	66,282	197,684	66,693	198,431
2,028	4	52	0		65,304	261,216	66,671	264,355	67,250	265,681
2,029	5	53	0		65,304	326,520	67,064	331,419	67,809	333,490
2,030	6	54	0		65,304	391,824	67,458	398,877	68,376	401,866
	7	55	0		65,304	457,128	67,855	466,732	68,941	470,807
	8	56	0		65,304	522,432	68,254	534,986	69,516	540,323
	9	57	0		65,304	587,736	68,657	603,643	70,098	610,421
	10	58	0		65,304	653,040	69,060	672,703	70,682	681,103
	11	59	0		65,304	718,344	69,466	742,169	71,272	752,375
	12	60	0		65,304	783,648	69,875	812,044	71,865	824,240
	13	61	0		65,304	848,952	70,285	882,329	72,464	896,704
	14	62	0		65,304	914,256	70,700	953,029	73,067	969,771
	15	63	0		65,304	979,560	71,115	1,024,144	73,677	1,043,448
	16	64	0		65,304	1,044,864	71,534	1,095,678	74,290	1,117,738
	17	65	0		65,304	1,110,168	71,955	1,167,633	74,910	1,192,648
	18	66	0		65,304	1,175,472	72,378	1,240,011	75,534	1,268,182
	19	67	0		65,304	1,240,776	72,803	1,312,814	76,164	1,344,346
	20	68	0		65,304	1,306,080	73,230	1,386,044	76,798	1,421,144
	21	69	0		65,304	1,371,384	73,662	1,459,706	77,438	1,498,582
	22	70	0		65,304	1,436,688	74,094	1,533,800	78,084	1,576,666
	23	71	0		65,304	1,501,992	74,532	1,608,332	78,734	1,655,400
	24	72	0		65,304	1,567,296	74,970	1,683,302	79,390	1,734,790
	25	73	0		65,304	1,632,600	75,412	1,758,714	80,052	1,814,842
	26	74	0		65,304	1,697,904	75,855	1,834,569	80,720	1,895,562
	27	75	0		65,304	1,763,208	76,301	1,910,870	81,392	1,976,954
	28	76	0		65,304	1,828,512	76,751	1,987,621	82,069	2,059,023
	29	77	0		65,304	1,893,816	77,201	2,064,822	82,754	2,141,777
	30	78	0		65,304	1,959,120	77,656	2,142,478	83,443	2,225,220
	31	79	0		65,304	2,024,424	78,113	2,220,591	84,139	2,309,359
	32	80	0		65,304	2,089,728	78,571	2,299,162	84,840	2,394,199
	33	81	0		65,304	2,155,032	79,035	2,378,197	85,547	2,479,746
	34	82	0		65,304	2,220,336	79,500	2,457,697	86,262	2,566,008
	35	83	0		65,304	2,285,640	79,968	2,537,665	86,982	2,652,990
	36	84	0		65,304	2,350,944	80,437	2,618,102	87,702	2,740,692
	37	85	0		65,304	2,416,248	80,910	2,699,012	88,436	2,829,128
	38	86	0		65,304	2,481,552	81,387	2,780,399	89,172	2,918,300
	39	87	0		65,304	2,546,856	81,864	2,862,263	89,914	3,008,214
	40	88	0		65,304	2,612,160	82,348	2,944,611	90,664	3,098,878
	41	89	0		65,304	2,677,464	82,831	3,027,442	91,419	3,190,297
	42	90	0		65,304	2,742,768	83,320	3,110,762	92,181	3,282,478
	43	91	0		65,304	2,808,072	83,809	3,194,571	92,949	3,375,427
	44	92	0		65,304	2,873,376	84,302	3,278,873	93,724	3,469,151
	45	93	0		65,304	2,938,680	84,799	3,363,672	94,505	3,563,656
	46	94	0		65,304	3,003,984	85,296	3,448,968	95,292	3,658,948
	47	95	0		65,304	3,069,288	85,800	3,534,768	96,087	3,755,035
	48	96	0		65,304	3,134,592	86,304	3,621,072	96,888	3,851,923
	49	97	0		65,304	3,199,896	86,811	3,707,883	97,695	3,949,618
	50	98	0		65,304	3,265,200	87,321	3,795,204	98,510	4,048,128
	51	99	0		65,304	3,330,504	87,836	3,883,040	99,330	4,147,458
	52	100	0		65,304	3,395,808	88,351	3,971,391	100,158	4,247,616
	53	101	0		65,304	3,461,112	88,872	4,060,263	100,992	4,348,608
	54	102	0		65,304	3,526,416	89,395	4,149,658	101,834	4,450,442
	55	103	0		65,304	3,591,720	89,922	4,239,580	102,683	4,553,125
	56	104	0		65,304	3,657,024	90,450	4,330,030	103,536	4,656,661
	57	105	0		65,304	3,722,328	90,981	4,421,011	104,400	4,761,061
	58	106	0		65,304	3,787,632	91,517	4,512,528	105,271	4,866,332
	59	107	0		65,304	3,852,936	92,055	4,604,583	106,147	4,972,479
	60	108	0		65,304	3,918,240	92,596	4,697,179	107,033	5,079,512
	61	109	0		65,304	3,983,544	93,141	4,790,320	107,925	5,187,437
	62	110	0		65,304	4,048,848	93,688	4,884,008	108,824	5,296,261
1	富邦人壽鑫樂悠利率變動型即期年金保險(乙型)
2	給付項目：年金
4	免費服務及申訴專線:0809-000-550
5	‧「宣告利率」：係指本公司於本契約生效日或各保單週年日當月宣告並用以計算本條款調整係數之利率，該利率根據本保險
6	可運用資金之投資組合收益，扣除相關費用，並參考當時市場利率水準訂定之，且不得為負數。本契約宣告利率公告於本公
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